Six Bridesmaid Gift Basket Ideas to Make Yourself

Creating individual bridesmaid gift baskets is a surefire way to make sure each bridesmaid receives a very personalized gift. Each basket can be different depending on their interests, but stay within the same budget for each one. The art of making a great gift basket is to include items that stay within a theme.

Here are six bridesmaid gift basket themes that you can easily put together
yourself:

  • Ahh the Spa Bridesmaid Gift Basket – For the pampered friend, include spotted soaps, lotions, candles, facial masks, foot scrub, massage oil and maybe even slippers or a bathrobe.
  • Food & Wine Bridesmaid Gift Basket – For the gourmand friend, choose red or white wines, imported cheeses, crackers, cheese knife, wine charms and a wine bottle opener.
  • Dinner & Movie Bridesmaid Gift Basket – For the home friend friend, include a DVD (comedy, drama, etc., you know what she'd like), microwave popcorn, a bottle of soda and an assortment of candy.
  • Sweet Snacks Bridesmaid Gift Basket – For the sweet tooth, include hard candy, a box of chocolates, gum, mints, homemade cookies and a silly mug with hot cocoa mix.
  • Party Girl Bridesmaid Gift Basket – For the wild child, include bottles of hard liquor, plumping lip gloss, thong underwear, aspirin (for the next day hangover) and some condoms.
  • The Hobbyist Bridesmaid Gift Basket – This one is perfect if your bridesmaid has a hobby, just work within the theme of her hobby. For the gardener, include seeds, garden tools and a decorative ceramic pot. For the artist, include a sketchbook, colored pencils or pastels and an art book for inspiration. For the chef, include a cookbook, a spatula and some assorted spices.

To assemble the baskets, you simply place the items in baskets with some colorful
tissue paper or shredded paper and add a gift tag or card. The entire basket can be
wrapped up in cellophane or left plain with a few ribbons tied to the handle.

You do not need to use the same exact basket container for each bridesmaid. If you
They are on a tight budget, look for baskets at thrift stores and mix and match. If you
time it just right, baskets can be purchased on clearance after Easter. Other
containers such as colorful gift bags, small bathroom garbage cans, decorative
boxes, tins and tote bags will all work nicely to hold your gift items.

Have fun coming up with bridesmaid gift basket themes!

Visit http://www.do-it-yourself-weddings.com/bridesmaid-gifts.html for more
unique, do it yourself bridesmaid gift ideas.

Brother of the Bride Wedding Speech

Weddings are ceremonies where a couple gets to share their best day with their friends, family and loved ones. It is a ceremony that most people consider the most important in their lives. It is a great privilege to be invited to share and celebrate with the couple but it is even more honorable to be chosen by the couple or family to give wedding ceremony speeches. Some of the wedding ceremony statements are given after the couple exchange their wedding vows during the church service, while others are given during the reception as people eat and make merry. Brother of the bride wedding speech is one of the common wedding speeches. Others short wedding speeches are given by the couples best man and maid of honor, father or mother of the bride or groom, siblings to the couple or other close family and friends ..

The Brother of the bride wedding speech is one where a brother gives the positive experiences of his sister. Brother of the bride wedding speech is one of the short wedding speeches, which can be given by the bride's brother in place of their father. Brother of the bride wedding speech should start with congratulations to the couple on their hard work and planning. The bride can be assured that all worked out beautifully according to plan and everything looks great. The brother of the bride wedding speech should sound personal as the brother narrates some of the childhood experiences. This helps to spark fond memories and allows the rest of the family and friends at the reception to share a little with the two siblings. The brother also gets to invite his new brother in law into the family. If the brother shares the same sense of humor with the couple, he can make a few jokes without embarrassing the couple in any way or add some love quotes and finally congratulate them as he welcomes another family member to give their speech as well.

Some people feel that they need to write their brother of the bride wedding speech. The speech can be well planned, thought out and even finally written. The speech should briefly state what the brothers feeling and good wishes towards the couple. A few love quotes and / or jokes can be included in wedding speeches to make it less formal. The brother of the bride wedding speech can be casual with the brother telling the couple that he is really happy for them. One wedding speech example that a brother can give is as follows: – "… For the sake of those who do not know me my name is [Andrew]. [Alexia], the bride is my youngger sister. share in this beautiful occasion but I feel even more honored to give a speech. On behalf of the entire family, I would like to take this opportunity to invite [Boniface], my new brother in law into our family. memories I have of my sister include the day she removed her braces and she kept smiling at everyone saying how her teeth were beautiful … "This brother of the bride wedding speech is but balanced since it captures all the necessary aspects.

How to Get a FREE Tax Sale Auction List

Let’s face it. There’s a lot of misinformation out there when it comes to investing in tax foreclosure properties. One of the most laughable pieces of misinformation that I seem to always come across has to do with auction lists. Much of this misinformation implies that you must belong to some sort of exclusive or paid membership club to access a tax sale list. Or that you need to fork over hundreds of dollars before you can access a list. The truth of the matter is tax sale lists are FREE, have always been FREE and will always be FREE.

As an informed investor, we must look at it from the county’s perspective. The county is foreclosing on these properties since the owner failed to pay the property taxes. Property tax payments contribute to a variety of expenses that help a county and its’ government operate. We’re talking about things such as law enforcement, fire and rescue services, educational funds, road construction and maintenance, and a lot of other necessities. When someone fails to pay the property taxes the county no longer has the money needed from the tax roll revenue to pay for these costs.

When a property is sold at tax sale auction two primary objectives are met. The first is that the auction itself brings proceeds from the selling price. Properties that are sold at a tax sale auction have not produced revenue for a period of 1-3 years. Accordingly, the proceeds from the auction will essentially reimburse the county for covering that property’s share of governmental expenses during this time.

The second and primary objective that it meets is that the property is returned to the tax roll as a tax revenue producing property. The county would rather not have to even deal with tax sale auctions. The ideal situation of course, would be that all property owners make timely payment of their taxes so that tax revenues would be at capacity. But when this doesn’t happen the next best thing is that the property is returned to the tax roll as a revenue producing property as quickly as possible. This is done when the property is sold to a responsible tax payer at auction.

Now that we understand the benefits of tax sale auctions does it really make sense to you that counties are going to make it difficult or expensive to obtain tax sale auction lists? Of course not! They want to make it as easy as possible for you!

So how can you get your hands on one of these “elusive” tax sale lists? ASK FOR ONE! It’s that simple.

The first thing you need to do is determine who the responsible governmental entity is for tax foreclosures in the area you’re investing in. This is the office in charge of handling the tax sale auction. It could be the county clerk, the treasurer, the tax collector, the sheriff’s office or another government office as it varies from one area to another. The best way to determine this is to do some quick research through Google. Find out who collects the taxes, give them a call and then ask them who handles the tax sale auctions in the area.

This leads us to the second and final step which is to contact that office and ask for information about any upcoming tax sales. Many times it will be as easy as going to their website and clicking on the “tax sale” link. Other times you’ll have to contact a receptionist and ask the best way to obtain one. If a list is not published on their website, they will typically either email, fax or mail it to you. If they fax or mail it you might have to pay a nominal postage or long distance fee but it will usually be free.

Wasn’t that easy? No expensive memberships or exclusive clubs to belong to. Just find the responsible government entity and contact them. There isn’t much more to it.

The most important thing here is what you do with that list once you have it. How do you read the list? What properties should you choose to invest in? How much do you pay? How much should they sell for? The questions can go on and on.

Before you try to venture into it alone consider getting someone with more experience to train you. As someone who has over a decade worth of full-time experience in numerous states, my experience in unparallelled.

Financial Planning the Right Way: Mapping Your Future With a Professional Financial Advisor

Anyone can write a financial plan, or at least it looks that way. You can consult your banker, go to a brokerage firm, or hire someone who calls himself or herself a financial planner to prepare a plan for you. Financial planning simply is not that complicated, right?

Let's consider what's included in a comprehensive financial plan. There's a section on what happens if you died today. Will estate taxes be due? Does your estate have enough liquidity? Another section outlines what happens if you become disabled or need long-term care. Have you saved enough for retirement? And how will you pay for your kids 'or grandkids' college education? What about charitable giving, income tax savings, and investment allocation?

The first place to start is selecting the right person to develop a financial plan. Find someone with a fiduciary responsibility such as a Certified Financial Planner ™.

It is important to seek out someone who will listen to your objectives and design a plan to meet your goals. Be sure the person you choose to draft your initial financial plan is familiar with how the planning you do in one area affects exit in another. For example, what you do in the area of ​​investment planning can affect your tax planning. What you do to provide for asset protection can affect your estate planning, and so forth.

A sound financial plan should also address how you are expected to have when placed in a variety of scenarios. The only certainty in life is that the unexpected will always happen. When placed in an unexpected situation, most people will tend to make major decisions based on emotion, and then try to rationalize them, underlining their long-term planning. Therefore, a solid financial plan should be flexible enough to accommodate the unexpected. This is especially true in the investment-planning arena. It is important to have a written investment policy statement to help protect your portfolio from unplanned and impulsive revisions of sound long-term policy. Especially in times of market turmoil, investors without an investment policy statement are inclined to make investment decisions that are inconsistent with prudent investment management principles – and their best interest. Your investment policy provides an agreed-upon and well-thought-out framework from which sound investment decisions will be made.

Many people believe the process ends once the plan is written. But good financial planning means regularly monitoring and adapting strategies to ensure you're meeting your goals. Remember, you're not just trying to create an end product that will not ever need to change. You're developing a map that will help guide you toward financial stability. And regular comparisons of where you planned to be in the future with where you actually end up can generate important discussions about why you ended up where you are. Are you ahead of plan because your investment portfolio did better than expected, were taxes lower than expected, or maybe you spent less than expected? The reason you end up at a particular place is important to understand because that determinates what types of adjustments might be needed for your plan A financial plan that's developed with the help of a professional financial planner could be the right map to help you reach your financial destination.

Many people can help you prepare a financial plan, but the most successful plans are crafted by professional planners which allegiance is to you, the client. Professional planners have the credentials and understanding to know how the different areas of financial planning affect one another so they can help determine what is right for you. And professional financial planners will follow up with you after the plan is in place to assist in analyzing deviations from the plan in order to make competent adjustments to steer you away from failure.